PRIVACY POLICY

Mageska Capital (“Mageska“, “we“, “us” or “our“) is committed to protecting your privacy and safeguarding your personal information. The purpose of this Privacy Policy is to inform you about our privacy practices, including how we collect, use, and disclose your personal information.

This Privacy Policy covers all our activities, including our website located at www.mageska.com (the “Site“) and our client management, unless we have provided you with a separate privacy policy for a particular product, service, or activity.

Please read this Privacy Policy carefully. By submitting your personal information to us, registering for, or using any of the services we offer, using our Site or voluntarily interacting with us, you consent to our collection, use and disclosure of your personal information as set forth in this Policy, as revised from time to time.

WHAT DOES THIS PRIVACY POLICY INCLUDE?

The Mageska Capital Inc. website is operated by Mageska Capital Inc. (the “Operator“) and Studio Webloft Inc. (“Subcontractor“). The user who consults the website is bound by these conditions.

The Mageska Capital Inc. name and logo are the property of Mageska Capital Inc. All content on this website is also the property of Mageska Capital Inc. unless otherwise indicated and is protected by copyright laws. If you wish to use, copy, translate, publish, or distribute them, you must obtain prior written authorization from Mageska Capital Inc.

Mageska may collect, use, disclose and retain any information with your consent where applicable or as permitted or required by law. How we obtain your consent (i.e., the manner in which we obtain it) will depend, among other things, on the circumstances and the sensitivity of the information collected. Subject to applicable legislation, your consent may be express or implied, depending on the circumstances and the sensitivity of the personal information in question. If you choose to provide us with personal information, we will assume that you consent to the collection, use and disclosure of your personal information as described in this Privacy Policy.

 

Generally, we will seek your consent at the time your personal information is collected. If we want to use your personal information for a purpose that was not identified to you at the time of collection or that is not required by law, we will ask for your consent before using the information for the new purpose.

 

You may withdraw your consent to the collection, use or disclosure of your personal information at any time by contacting us as indicated in the “Contact us” section below.

If you provide us with personal information about another individual, you are responsible for obtaining that individual’s consent to allow us to collect, use and disclose that individual’s information as described in this Privacy Policy.

We collect your personal information from you by telephone, fax, mail, in person, online or by any other appropriate means:

  • When you access. Visit or use our Site;
  • When opening an account and for any subsequent changes to your information ;
  • During communications within the framework of client relations;
  • When you communicate with us in any other way, for example by using our online contact details.

With your consent or where permitted by law, we may also collect your information from third parties such as:

  • Your financial institution;
  • Your accountants or tax advisors.

Given the nature of the services we offer, we may ask you for information about your family members to help us determine your financial situation. In this case, you are responsible for obtaining their consent.

 

We collect only the personal information we need, for example, to verify your identity and manage your file in accordance with the management mandate you have given us and applicable legislation. We may collect the following personal information:

 

 Information on the use of our Site and services
 

Which one ?

● Last name, first name
● IP address
● Your devices configuration
● Geographical location and location data
● Visited pages and viewed products
● Keywords used in a search
● Date and time of your visits
● Any other information sent to Mageska, in particular via the Site, by e-mail or by telephone

Why ?
● Enable us to provide us with our products and services
● Answer your questions and inquiries
● Optimize the Site’s content and structure
● Assess your needs, preferences and level of satisfaction with our products and services
● Carry out marketing and advertising activities
● Conduct surveys and statistical analysis
Identity information
 

Which one?

● Last name, first name
● SIN
● Date of birth
● Photocopy of your passport or other identity document
● Proof of address

Why ?

● Verify or confirm your identity
● Comply with our obligations
● Prevent and combat fraud

Financial information
 

Which one?

● Salary
● Marital Status
● Value of your assts and liabilities
● Tax slips

Why ?

● Understand your financial situation
● Establish your risk profile
● Propose your products tailored to your needs
● Manage our client relationship with you
● Comply with our obligations

Contact information
 

Which one?

● Last name, first name
● E-mail address
● Telephone number
● Mailing address

Why ?

● Send you our newsletters
● Invite you to our events or those of our partners
● Keep you informed about your investments
● Send you any other form of communication as part of our relationship with you

Cookies
We use cookies in the ways and for the purposes described in our banner. To view or change your choices, click here . To find out more about our use of cookies, click here .
In general…
 

Exceptionally, we may need to use your personal information to:  

● Meet our legal obligations
● Prevent fraud
● Respond to requests, warrants and orders from courts and other regulatory agencies
● Protect your rights and interests and ours
● Cooperate in judicial, administrative or investigative proceedings

We may use your personal information for purposes other than those for which we have obtained your consent, provided that such purposes are permitted or required by applicable law.

In general, we use first- and third-party cookies and persistent cookies. The cookies we use are called first party cookies, and the cookies used by our partners and third-party service providers are called third party cookies.

Session cookies are temporary cookies that remain on your device until you close your web browser. Many session cookies are essential to the proper functioning of our Site, as they generally allow you to move around our site and use our features.

Persistent cookies remain on your device after you close your browser or until you manually delete it (in the former case, the lifetime of the cookie depends on the duration of the specific cookie and your browser settings). Persistent cookies help us to recognize you as an existing user of our website. This makes it easier and more convenient to return to our website or interact with our services without having to log in again. In addition, persistent cookies also help us to recognize you when you consult a resource belonging to our website from another website or application (such as an advertisement) and help us to record information about your web browsing habits for the lifetime of the persistent cookie.

We use cookies or similar technologies to evaluate the use of our Services, devices or applications, in order to constantly improve our products, Services and applications, to make recommendations and to carry out the transactions you request. We may also use them, where appropriate with your consent, to identify you for purposes such as managing your preferences, locating or profiling you.

Cookies or similar technologies may be stored locally on mobile devices or on computer servers operated or controlled by our third-party service providers. We may use third-party service providers to place advertisements about our products, Services and applications on other websites. The use of cookies or similar technologies by these third parties is governed by their privacy policies. You can limit the automatic collection of certain information on our Web site by choosing not to enable cookies through your browser options or via the cookies banner by clicking here. Please note that disabling cookies may prevent you from using certain features of our Site or from receiving personalized advertising.

When we share your personal information with them, we take steps to ensure that the rules set out in this Privacy Policy are followed and require our service providers and partners to maintain the confidentiality and security of your personal information. We also require that they use your personal information only for the purposes for which it was provided.

 

When our service providers and partners no longer need your personal information for these limited purposes, we require that they destroy it. In certain circumstances, we may authorize them to retain anonymous information that does not allow you to be identified.

 

We do not authorize service providers and partners to share your personal information with unauthorized parties or to use your personal information for direct marketing purposes. If you would like more information about our service providers and partners, please contact us using the details in the ” Contact us” section below.

 

Third party categoryWhat they do
Service providers (and their suppliers)

Nous faisons appel à des prestataires de services à qui nous pourrions partager vos renseignements personnels :

  • Studio Webloft Inc., our Site host
  • Microsoft, our servers host
  • RBC Investor & Treasury Services, our Custodian
Partners (and their service providers)

With your consent, we may share information with partners to offer you related services. These partners include:

● insurers
● bankers
● accountants
● tax experts
● notaries and lawyers

We are committed to granting a right of access and rectification to those concerned and wishing to consult, modify or even delete information concerning them.
Please note that if you are part of our mailing list, you can unsubscribe at any time.
We are committed to offering you the right to access, oppose and withdraw your personal information.

The right to portability is understood to mean the possibility of receiving all the data we have about you in the form of an exported file;
The right to de-index is understood to be the possibility offered to users of our site to refuse that their personal information be used for certain purposes mentioned at the time of collection (see section “Collection of personal information”);
The right to deletion is understood to be the possibility offered to users of our website to request that their personal information no longer appears in our database.

To exercise these rights, please complete the form below, indicating all the information you wish to remove. An e-mail confirming the removal of your personal information will be sent to you.
By removing your personal information from our database, you will no longer be able to receive communications from us, as you will no longer be on our mailing lists.

 

We are fully committed to maintaining the security of your data. We have put in place physical, electronic and managerial procedures to safeguard and secure the information you provide online. To this end, we employ the following measures:

  • SSL Protocol (« Secure Socket Layer »);
  • Communication encryption;
  • Network monitoring software;
  • Computer backups;
  • Username and password;
  • Firewall;
  • reCaptcha use.

Our website may contain links to external sites. We are not responsible for the privacy practices, or the content of external websites used as links.

If you believe that an external website accessed through a link on our website does not comply with our privacy policy, please contact us.

If you provide us with your postal address and/or e-mail address when explicitly asked to join our mailing lists, you may receive periodic communications. These notices can be found on the checkout page, in the footer of our Web site and, occasionally, on various pages of our website.

At any time, you can use the unsubscribe option at the bottom of each e-mail. If you continue to receive e-mails despite unsubscribing, please contact us.

If you change your e-mail address during the year, please contact us to ensure you continue to receive our communications.

Please note that you can stop receiving our commercial communications, such as our newsletter, by clicking on the “Unsubscribe” link at the bottom of any e-mail you receive from us. You can also contact us directly to unsubscribe, using the contact details in the “Contact us” section below.

We will make every effort to respond promptly to your request to withdraw your consent, but we ask that you allow us a reasonable amount of time to process your request. Please note that even if you withdraw your consent, we may still need to contact you regarding your use of our products and services, your application for employment or other matters.

We will only use, disclose, or retain your personal information for as long as necessary to fulfill the purposes for which it was collected and as permitted or required by law.

If you would like more information about how long your personal information will be retained, please contact us using the details in the “contact us” section below.

We have taken steps to ensure that the only staff members authorized to access your personal information are those who “need to know” or whose duties reasonably require them to have access.

 

Despite the measures described above, no method of transmitting or storing information is 100% secure or error-free. Unfortunately, we cannot guarantee absolute security. If you have reason to believe that your interaction with us is no longer secure (for example, if you believe that the security of any information you have provided to us has been compromised), please contact us immediately using the details in the “contact us” section below.

Your personal information is stored and processed in Quebec, Canada. In some cases, it may be hosted outside Quebec in any country/state/province where we have facilities or use third-party service providers. As such, some of your personal information may be transferred to countries other than your country of residence, which may have privacy rules different from those of your country/state/province of residence. If such information is located outside your country/state/province of residence, it is subject to the laws of the country in which it is located and may be disclosed to the governments, courts, or law enforcement agencies of that other country in accordance with the laws of that country.

 

However, our practices regarding your personal information will at all times remain governed by this Privacy Policy and applicable laws.

We will take reasonable steps to ensure that your personal information is accurate, complete and up-to-date. We will not routinely update your personal information unless necessary. We expect you to provide us, from time to time, with updates to your personal information when necessary.

 

However, to ensure the accuracy and currency of the information we hold about you, please notify us immediately of any changes.

 

Upon written request and presentation of proof of identity, you may consult the personal information we have collected, used or disclosed and, where applicable, request that it be corrected, to the extent authorized or required by law.

 

You may also withdraw your consent to the disclosure or use of the personal information collected.

 

In addition, under certain circumstances, you have the following rights:

 

  • you may also request that personal information held about you no longer be disseminated.
  • you may request information on the use of any automated decision system and the impact it may have on you.

 

If you are a resident of the province of Quebec, any disagreement regarding the application of legislation concerning the exercise of your rights with respect to your personal information may be referred to the Commission d’accès à l’information.

Our products and services are not intended for minors in their country of residence, and we do not voluntarily collect personal information from such minors. If you are in this situation, please do not provide us with any personal information without the explicit consent of a parent or guardian.

If you are a parent or guardian and are aware that your children have provided us with personal information, please contact us. If we learn that we have collected personal information from minor children without verification of parental consent, we will take steps to delete this information from our servers.

This Privacy Policy applies only to our Site. It does not extend to sites, products or services provided by third parties. We are not responsible for the privacy practices of such third parties and encourage you to review their privacy policies before using their sites, products, or services.

At any time, you can report a privacy incident, i.e. any unauthorized access, use or disclosure of personal information, as well as its loss or any other form of breach of its protection.

To do so, please write to us at info@mageska.com

This policy is effective as of the date of the « last update » at the bottom of this page.
We may change this Policy from time to time. If we anticipate material changes, we will provide you with a notice of change by e-mail, within 10 days of it becoming effective. The changes will also be available on our website.

All requests relating to your personal information, as well as any questions or comments concerning out Privacy Policy, should be sent by mail or e-mail to the Privacy Officer, whose contact information is as follows: :

By mail:

Roberto Marrocco
Chef de la direction et des investissements

Mageska Capital
600, rue Lucien-Paiement
Suite 1030, Laval (QC)
H7N 0H7
Canada
By e-mail : info@mageska.com

Last update: December 2023